Credit Analyst

Overview
Models approve a borrower that any underwriter would flag: cash-flow coverage computed off the wrong line, covenants that don't bite, a rating that ignores where we are in the cycle. Someone has to find the default risk hiding in a clean-looking spread, and that someone is you.
As a Credit Analyst you'll evaluate AI-built underwriting and credit analysis, check the coverage and the risk, and write the judgments that teach models how lending decisions are really made.
What you’ll actually do

• Underwrite AI credit analysis : cash-flow coverage, leverage, and the ability to actually service the debt.

• Test the risk assessment : covenants, collateral, and the downside the model rated away.

- Write the credit decision when the model falls short, with the reasoning a credit committee expects.
Roles this fits
Common backgrounds: Credit Analyst, Underwriter, Credit Risk Manager.
What we look for

• Experience in credit analysis, underwriting, or credit risk.

• Fluency reading financial statements and structuring or assessing debt.

• Clear written English: your explanations are the training signal.

- No degree required. We care about what you can do, not where you learned it.
How it works
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Work & get paid

Compensation
Up to $125+/hr depending on task difficulty and specialization. Many contributors add $100k–$200k a year; some make it their full-time income.
About DataAnnotation
DataAnnotation is where 1M+ experts train the world’s leading AI models. Hundreds of millions paid to contributors to date, and the average contributor stays 5+ years. Flexible, remote, and always project-available.
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